Used Car Finance

Important information about how we are paid

DNA Autohaus Ltd acts as a credit broker, not a lender. We work with a panel of FCA-regulated lenders including MotoNovo Finance, Admiral Finance, Mann Island Finance, DSG Finance and Alphera Financial Services. We may receive a commission from the lender when we introduce you to a finance product. This commission does not affect the interest rate you are offered. We will tell you the amount of any commission before you enter into a finance agreement. Finance is subject to status and individual lender criteria. Applicants must be 18 or over. Terms and conditions apply.

Supercar & Performance Car Finance

DNA Autohaus is an FCA-authorised credit broker (FRN: 780887) offering a comprehensive range of finance solutions for buyers of supercars, performance and prestige vehicles across the UK.

We have established direct relationships with a carefully selected panel of specialist lenders, including:

• MotoNovo Finance - one of the UK's leading independent vehicle finance providers
• Admiral Finance - competitive rates for a wide range of credit profiles
• Mann Island Finance - specialist in prestige and performance vehicle finance
• DSG Finance - bespoke solutions for high-value and supercar purchases
• Alphera Financial Services - BMW Group's specialist premium vehicle finance arm
• Additional specialist and HNW lenders - for complex refinancing, interest-only structures and high-value acquisitions where standard products may not be appropriate

Whether you are buying a used BMW M3, a McLaren, a Ferrari or a Lamborghini, we have the lender relationships and product knowledge to structure the right finance solution for your individual circumstances. Our finance team is not commission-driven - their only objective is to find you the most suitable and competitive arrangement available.

Finance for Supercars and High-Value Vehicles

Financing a supercar - a McLaren, Ferrari or Lamborghini - or a high-value prestige car such as a Bentley or AMG G63 is a different proposition to standard used car finance. These vehicles carry higher valuations, more complex depreciation profiles, and buyers who often require more sophisticated financial structures.

DNA Autohaus has direct access to specialist lenders who understand this market. For eligible buyers and appropriate vehicles, we are able to explore:

Interest-Only Finance

Some of our specialist lenders offer interest-only payment structures on higher-value vehicles, reducing monthly outgoings while preserving capital. This is particularly suited to buyers managing liquidity across multiple assets.

Complex Refinancing

If you already own a prestige or supercar asset and wish to release capital against it, or refinance an existing agreement on more favourable terms, our specialist lender panel can assess options that standard high-street lenders are unable to offer.

Bespoke Structures

For the highest-value transactions, we work with lenders to design bespoke finance arrangements tailored to your specific financial profile — including business ownership structures, director loans and company vehicle arrangements.

All finance is subject to lender criteria and individual assessment. We are happy to discuss your requirements in confidence on 01562 261031 or via WhatsApp.

Hire Purchase (HP)

Hire Purchase is the most straightforward way to finance a used car. You pay a deposit - or use your existing vehicle as part-exchange - then fixed monthly instalments over 12 to 60 months. At the end of the agreement, you own the vehicle outright with no mileage restrictions and no balloon payment. HP is available across our full stock range, from performance cars to supercars.

Features and Benefits

• Fixed monthly repayments 
• Low Deposit 
• Ownership of Car 
• Budget with confidence 
• Freedom, no mileage restrictions 
• Ability to settle the loan early

Personal Contract Purchase (PCP) 

Personal Contract Purchase gives you lower monthly payments by deferring part of the cost to a Guaranteed Future Value at the end of the agreement. At the end of your term, you can part-exchange, pay the final amount and keep the car, or return it with nothing further to pay (subject to condition and mileage). PCP is well-suited to buyers who prefer to change their car every two to four years.

Features and Benefits 

• Flexible deposit
• Low fixed monthly payments 
• The choice at the end of the agreement 
• No need to worry about depreciation 
• Potential lower payments than a standard HP agreement or Conditional Sale